Rates Calculator

A gambler might know when to fold ‘em, but a smart saver knows not to gamble at all. Earn fixed rates — risk free.

Key Features

Competitive dividends

Competitive Dividends

Guaranteed rates

Guaranteed Rates

Wide range of terms

Wide Range of Terms

Details
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Dividends compounded and paid quarterly
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • Minimum deposit to open varies; review our rates chart to learn more

View our Share Certificate Disclosure.

PrematureWithdrawal Penalty:
We may impose a penalty if you withdraw any of the principal before the maturity date or the renewal date
Amount of Penalty:
Premature Withdrawal Penalties are:
6-month term – loss of 90 days dividends
12-month term (1 year) – loss of 180 days dividends
24-month term (2 years) – loss of 270 days dividends
36-month term (3 years) – loss 270 daysdividends
48-month term (4 years) – loss of 360 days dividends
60-month term (5 years) – loss of 360 days dividends