Rates Calculator

A gambler might know when to fold ‘em, but a smart saver knows not to gamble at all. Earn fixed rates — risk free.

Key Features

Competitive dividends

Competitive Dividends

Guaranteed rates

Guaranteed Rates

Wide range of terms

Wide Range of Terms

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Dividends compounded and paid quarterly
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • Minimum deposit to open varies; review our rates chart to learn more

View our Share Certificate Disclosure.

*The penalty for early withdrawal is three months' interest.