In a nutshell, our mission is to help our members prosper through affordable banking and local financing.
Affordable Banking: We differ from a bank in that we are a progressive, not-for-profit financial cooperative that returns its profit to its members in the form of higher dividends, low rates on loans, and much lower fees.
Local Financing: We serve the North Bay community and our members deposits stay right here to help our local economy grow.
Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County and was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land and equipment to start their own farming operations. In 2017, we changed our name to North Bay Credit Union to better reflect who we now serve.
Who We Serve
Over the years, we expanded our membership to include all residents of Sonoma County, and in 2020 we began serving everyone who lives, works or worships in Marin, Solano and Napa counties. You can read more about this expansion here.
Bauer Financial 5-Star Rating
North Bay Credit Union has earned Bauer Financial's highest 5-Star rating based on 2021 financial data. A 5-Star rating means North Bay Credit Union is financially strong and excelling in managing its capital, loan, assets, profitability, and more. Bauer Financial is the nation's leading independent bank and credit union rating firm since 1983. All banks and credit unions are analyzed by Bauer and you can learn more about them here.