In a nutshell, our mission is to help our members prosper through affordable banking and local financing.
Affordable Banking: We differ from a bank in that we are a not-for-profit entity that returns its profit to its members in the form of dividends, low rates on loans, and high rates on savings.
Local Financing: We serve the North Bay community and our members deposits stay right here to help our local economy grow.
Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County and was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land and equipment to start their own farming operations. Over the years, we expanded our membership to include all residents of Sonoma County, and recently changed our name to North Bay Credit Union.