Finance your ag project with a little help from your friends at NBCU — and get a leg up on building good credit.

  • Financing for 4-H and FFA students
  • Aids in financing student projects
  • Helps students develop a credit history for future financial endeavors
  • Free ag checking account and checks to pay for project expenses
  • Loan amounts from $500-$2,500
  • Help us support Sonoma County Agriculture

Ready to apply? Download and fill out an application, and drop it off at your nearest branch location.

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Low interest rate ag loans are available to all 4-H and FFA members. These loans are designed to help students finance their market animal projects. All of the students create a business plan and fill out a loan application. Once they repay their loan, we will report to the credit bureau, and they will receive a credit score. 

This fantastic program is designed to help 4-H and FFA members establish credit before they turn 18! The program also teaches them how to create a business plan, how to apply for a loan; fill out loan documents, and the importance of responsibility when they pay back the loan. 

4-H and FFA members who have had an ag loan for several years have great credit and have learned a valuable lesson about financial responsibility. As Northern California’s only consumer Credit Union exclusively serving the agricultural community, we are proud to offer the 4-H and FFA members and their families the chance to finance their market projects and learn the importance of financial responsibility with our youth ag loans. 

Annual $1,000 scholarships are available to college age youth interested in pursuing a career in agriculture or a related field. Find out more about our scholarship program.