Home Loans Made Simple

Whether you are purchasing a home or refinancing your current mortgage, North Bay Credit Union offers lending solutions designed to support your goals.

Apply for a Home Loan

You will complete your application through Alero Financial North Bay Credit Union partners with Alero Financial to provide mortgage lending services. When you apply, you will be redirected to a secure application operated by Alero Financial as part of our integrated lending experience.

Start Your Mortgage Application

Secure application powered by Alero Financial
You will be redirected to complete your application

Home Loan Options

• Fixed-rate mortgages
• Adjustable-rate mortgages
• FHA loans
• Conventional loan programs
• Primary residence and second home financing

About Our Mortgage Partnership

North Bay Credit Union is powered by Alero Financial for mortgage lending. This partnership allows us to offer expanded mortgage capabilities while maintaining the service you expect from your credit union.

When you apply, you will see Alero Financial branding. Your loan remains part of the North Bay Credit Union experience, and both teams support you throughout the process.

Licensing

• North Bay Credit Union NMLS ID: 729563
• Jim Koester | VP, Commercial Lending | Mortgage Loan Originator | NMLS ID: 1699346
• Alero Financial NMLS ID: 456438 For more information, visit: https://www.nmlsconsumeraccess.org