100% free Ultimate Checking and you choose the reward
Key Features
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Digital Wallet
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Contactless Debit Card
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Digital Banking Suite
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30,000 Free ATMs Nationwide
Details
We offer two Ultimate Checking Accounts that let you choose the reward you want:
High-Yield Checking
Earn 5% APY on balances up to $10,000 in qualifying months + $25 in ATM refunds
Cash-Back Checking
Earn 3% cash back on Debit Card purchases up to $200 in qualifying months (maximum of $6 cash-back per qualifying month) + $25 in ATM refunds
Qualifications to meet each month are easy:
- Be enrolled in free E-Statements
- Make at least twelve (12) Debit Card purchases during calendar month
- Log in to Online Banking / E-Statements at least once during calendar month
No matter which account you pick, you'll enjoy these perks:
- Mobile Wallet for Apple Pay, Samsung Pay and Google Pay
- Tap & Go Contactless Debit Card
- Free Bill Pay
- Free Mobile Check Deposit
- 30,000 free CO-OP ATMs
- Unlimited transfers at branch and ATMs
- Unlimited free automatic transfers between your accounts to prevent overdraft
$250 initial deposit to open. Annual Percentage Yield and Cash-back Percentage shown effective 5/2/25 and subject to change. All stated requirement must be met each calendar month to earn rewards. Months where account qualifications aren't met will result in no reward.
