Man with keys in front of car with thought bubble saying 'Does my bank do that?'

Refinance a Vehicle Loan

Does your bank pay you to refinance? NBCU does.

Refinance an eligible vehicle loan of $5,000 or more from another lender and receive 1.50% cash back, up to $500*, plus 90 days with no payments.**

Whether you are looking for a more manageable payment, a different loan term, or a little extra room in your budget, NBCU powered by Alero Financial is here to help you consider your options.

REFINANCE MY VEHICLE

How the auto refinance offer works

1. Apply during the promotional period

Submit your vehicle refinance application between September 1 and December 31, 2026.

2. Refinance an eligible loan

Move a qualifying vehicle loan of $5,000 or more from another financial institution to NBCU.

3. Receive your cash bonus

If the loan is approved and funded, the bonus will be deposited into your NBCU membership account within 30 days of funding, subject to the promotional period.

What vehicle loans are eligible?

This promotion is available for qualifying loans on:

  • Cars
  • Trucks
  • SUVs
  • Motorcycles
  • RVs
  • Recreation vehicles

Is refinancing right for you?

Vehicle refinancing may be worth considering if you want to:

  • Explore a different monthly payment
  • Adjust the length of your loan
  • Consolidate your vehicle financing with a trusted financial partner
  • Create more flexibility in your short-term budget
  • Receive cash back through this limited-time promotion.

APPLY TO REFINANCE