Ag Property Loans
We’re proud to promote our partnership with Farmer Mac, the leading source of capital for agriculture and rural America. This partnership means we offer Ag Real Estate loan options and repayment terms.
- Long-term financing
- Competitive Rates
- No prepayment penalty
Farmer Mac offers a wide range of loan products including:
- Land Purchase
- Refinancing
- Storage & Processing Facilities
- Rural Residences
- Vineyards
- Equine Facilities
- Ag Production Properties
- And much more
Flexible repayment terms
Choose from flexible loan terms with variable rates and up to a 30-year fixed loan. And they offer monthly, quarterly, semi-annual and annual payment options to meet your cash flow needs.
Borrow up to $5 million on most Ag properties, while other loan products can finance up to $50 million. Farmer Mac's AgXpress Loan product offers a quick decision.
AgEquity Operating Line of Credit
Agricultural financing requires specialized knowledge and skills which we have. Let us help with all your ag financing needs.
- Competitive rates for a wide range of seasonal or long-term needs
- Borrow up to 50% of your net equity in your land
- Monthly payments, adjustable rate
- Revolving credit – as principal is repaid, more becomes available for use
Contact Jim Koester today
Jim Koester, Commercial Loan Officer
707-584-0384, Ext. 1053
jkoester@northbaycu.com
NMLS #1699346
We are a trusted partner advancing the financial well-being of families, businesses, and communities through empathy, innovation, and purpose. We foster meaningful relationships, and we deliver financial solutions that meet people where they are and move them forward.