Home Equity Line of Credit (HELOC)

You can use your home equity for a lot of smart reasons, including paying off debt, improving your home or to have as a rainy day fund.

Competitive rates for several ongoing or seasonal needs
Borrow up to 70% of the net equity in your home with a 10-year draw, 15-year pay back
Interest only payments for the first 10 years
The interest paid might be tax deductible (consult your tax advisor)
Accessory Dwelling Unit (ADU) financing available to turn a spare bedroom into income-producing space
Knowledgable, experienced loan consultants to guide you through the process