Share Certificates
Our Share Certificates let you lock in a great rate for a term that fits your needs.
Key Features
Competitive Dividends
Guaranteed Rates
Wide Range of Terms
- Fixed rates, higher than regular savings
- Provides more guarantee than other risky investments
- Dividends compounded and paid quarterly
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- Minimum deposit to open varies; review our rates chart to learn more
View our Share Certificate Disclosure.
*Premature Withdrawal Penalty: We may impose a penalty if you withdraw any of the principal before the maturity date or the renewal date as follows:
6-month term: Loss of 90 days dividends
12-month term (1 year): Loss of 180 days dividends
18-month term (1.5 years): Loss of 180 days dividends
24-month term (2 years): Loss of 270 days dividends
36-month term (3 years): Loss 270 days dividends
48-month term (4 years): Loss of 360 days dividends
60-month term (5 years): Loss of 360 days dividends